By accessing and using Credit Hero, a product of Premier Digital Solutions Strategies LLC, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. We reserve the right to make modifications to this agreement at any time. Your continued use of the service indicates your agreement to all modifications.
Credit Hero provides a debt management application offering:
Important: Credit Hero is a financial management tool, NOT financial advice. We do not provide personalized financial advice. Always consult a financial advisor for investment decisions.
You represent and warrant that:
Responsibility: You are responsible for maintaining the confidentiality of your account credentials.
Accurate Information: You agree to provide accurate, current, and complete information during registration.
One Account Per User: You may not create multiple accounts or share your account with others.
Unauthorized Use: You are responsible for all activities under your account. Notify us immediately of unauthorized access.
You agree NOT to:
CRITICAL DISCLAIMERS - PLEASE READ CAREFULLY
Credit Hero integrates with third-party services:
We are not responsible for these services' accuracy, availability, or actions. Review their terms of service independently.
Free Trial: We offer a 7-day free trial (billing terms subject to change).
Paid Subscription: Subscription fees charged on a recurring basis as selected during signup.
Automatic Renewal: Subscriptions automatically renew unless canceled before the renewal date.
Cancellation: Cancel anytime in your account settings. No refunds for partial months.
Price Changes: We may change subscription prices with 30 days' notice.
Billing: Processed securely by Stripe. We do not store credit card information.
Refund Policy: No refunds except as required by law. Contact support@creditheroapp.com for disputes.
All content, features, and functionality of Credit Hero are owned by Credit Hero, our licensors, or other providers of such material. These are protected by copyright, trademark, and other intellectual property laws.
License Grant: You are granted a limited, non-exclusive license to access and use the service for personal use only.
Restrictions: You may not reproduce, distribute, modify, or transmit the service without permission.
User Content: You retain ownership of content you create. By submitting, you grant us a license to use it.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CREDIT HERO, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR:
Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim.
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.
WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
You agree to defend, indemnify, and hold harmless Credit Hero from any claims, damages, or costs arising from:
By You: You may terminate your account at any time through account settings.
By Us: We may terminate or suspend your account for:
Upon Termination: Your access ends immediately, but we may retain data as required by law.
We reserve the right to modify, suspend, or discontinue the service at any time with or without notice. We are not liable for any consequences of such modifications.
These terms are governed by and construed in accordance with the laws of the United States, without regard to conflicts of law principles. Any disputes shall be subject to arbitration as follows:
This Terms of Service, along with the Privacy Policy and Security Policy, constitute the entire agreement between you and Credit Hero. If any provision is found invalid, the remaining provisions remain in effect.
For Questions: support@creditheroapp.com
For Legal Notices: legal@creditheroapp.com
For Complaints: complaints@creditheroapp.com
Response Time: We aim to respond within 5 business days
By using Credit Hero, you acknowledge that you have read these terms, understand them, and agree to be bound by them. If you do not understand any part of these terms, please contact us before proceeding.